Motorcycle Insurance That Rides With You
Wherever the road takes you, we’re here to help you protect the ride, and everything behind it.
Owning a motorcycle is about freedom, precision, and knowing every curve of the road, but it also comes with real risk. From unpredictable drivers to Florida’s sudden weather changes, the right insurance isn’t just a legal requirement, it’s a smart move for anyone who wants to ride with peace of mind.
At Survant Insurance Partners, we make motorcycle coverage personal. We help you understand your options, compare rates from trusted carriers, and build a policy that actually fits your bike, your riding style, and your life. Whether you’re commuting through city traffic or cruising along the coast, we’ve got your back, with guidance that’s clear, honest, and built around you.
What Motorcycle Insurance Covers
Motorcycle insurance protects you, your passengers, your bike, and your finances in the event of an accident, theft, or damage. Most policies include:
- Liability Coverage
Required in Florida. Covers bodily injury and property damage to others if you’re at fault in an accident. - Collision Coverage
Pays to repair or replace your bike after a crash, even if it’s your fault. - Comprehensive Coverage
Protects against non-collision events like theft, fire, vandalism, storms, or falling objects. - Uninsured/Underinsured Motorist Coverage
Covers you if you’re hit by a driver who doesn’t have insurance (or enough of it). - Medical Payments / Personal Injury Protection (PIP)
Optional in Florida, but can help pay for your injuries, regardless of fault. - Custom Parts & Accessories Coverage
Covers aftermarket upgrades like chrome, saddlebags, custom paint, or performance parts. - Roadside Assistance & Towing
Covers emergency help if you’re stranded due to a breakdown or flat.
We’ll help you tailor the coverage so you’re not paying for what you don’t need, but you’re not caught off guard when it matters most.
Do You Need Motorcycle Insurance in Florida?
Yes, even though Florida law doesn’t require motorcycle insurance at the time of registration, it is required to legally ride on public roads. And if you’re involved in an accident without it, you could be held personally responsible for all injuries and damages.
Here’s what to know:
- Florida does not require PIP (like it does for cars), so liability protection is even more important.
- You could be financially liable for injuries or damage even if you weren’t at fault.
- Helmets are optional for riders over 21, but only if you carry a minimum of $10,000 in medical benefits coverage.
Bottom line: riding without the right protection can be risky and expensive. We’re here to help you avoid both.
What We Cover
We insure a wide variety of bikes and riders:
- Cruisers
- Sport bikes / supersports
- Touring motorcycles
- Scooters and mopeds
- Dirt bikes and dual-sports
- Custom and vintage motorcycles
- Trikes and 3-wheeled bikes
Whether you ride daily, occasionally, or only on weekends, we’ll help you get coverage that fits your riding habits and your budget.
Why Riders Choose Survant
Motorcycle insurance isn’t one-size-fits-all, and we don’t treat it that way. We take the time to understand how, when, and where you ride so we can build coverage that keeps up with your life. And when you need help, with a quote, a claim, or a renewal, you won’t be stuck talking to a robot.
When you work with Survant, you get:
✔️ Quotes from multiple carriers in minutes
✔️ Clear, honest explanations of what your policy actually covers
✔️ Advice tailored to Florida’s unique motorcycle laws
✔️ Long-term service from a team that actually picks up the phone
We don’t sell policies and disappear. We stay with you, mile after mile.
Bundle and Save
Ask us how bundling motorcycle insurance with your auto, home, or renters policy can help reduce your overall premiums, without cutting corners on coverage.
Let’s Get You Covered
Whether you’re a new rider or just want to make sure your current coverage still fits, we’re here to help you ride smarter.
Call us or request a free motorcycle insurance quote.
We’ll make sure you’re protected, so the only thing you need to think about is where the road’s headed next.
Some of our Partners
